Features › Budget Allocator
Budget Allocator

Your money — allocated by
algorithm, not guesswork

Enter your budget. SmartBuys ranks every product by monthly ROI, churn time, and MOQ constraints — then tells you exactly how many units to order from each supplier.

29.8%
avg blended ROI from allocations
8.5 wks
avg stock sell time
£0
wasted on low-ROI purchases
Capital allocation engine

Enter your budget — get an optimised buy plan

Most sellers split their budget evenly across suppliers or buy whatever's on offer. SmartBuys ranks every available product by monthly ROI and allocates your budget to maximise profit from every pound you deploy.

Ranked by monthly ROI — highest return first
MOQ constraints respected automatically
Supplier lead times factored into the allocation
Aggressive, optimal, or conservative strategy modes
Capital Allocation EngineOA + WS
Budget: £8,200 · Strategy: Optimal
Braun — Shaver Heads
£3,840 · ROI 32%
Oral-B — Electric Brushes
£2,940 · ROI 28%
Mustela — Baby Care
£1,420 · ROI 28%
Total cost
£8,200
Est. profit
£2,446
Avg ROI
29.8%
Sell time
8.5 wks
ROI ranking

Know which products deserve your next £1

SmartBuys calculates the monthly ROI on every product in your supplier catalogue — combining buy price, sell price, Amazon fees, churn time, and sell-through rate. The result is a ranked list that tells you exactly where to put your money.

Monthly ROI accounts for capital velocity, not just margin
Churn time formula: (lead time + days of stock + payout days) / 7
OA and wholesale products ranked together
Excludes products below your minimum ROI threshold
Product ROI ranking778 products
ProductBuySellMo ROIAllocate
Star Wars Battlefront PS4£4.20£14.99140%Priority
Braun Series 3 21B£8.40£19.9961%Include
Oral-B Pro Floss Action£3.20£7.4932%Include
CeraVe Moisturiser£6.80£12.9918%Optional
Pokémon Scarlet Switch£28.00£34.997%Skip
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